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Learner Reviews & Feedback for FinTech: Foundations, Payments, and Regulations by University of Pennsylvania

4.6
stars
2,365 ratings

About the Course

In this course, you’ll learn the key components of modern-day investment strategies which utilize fintech. Professors Natasha Sarin and Chris Geczy of the Wharton School have designed this course to help you understand the complex structure of payment methods and financial regulations, so you can determine how fintech plays a role in the future of investing. Through analysis of robo-advising and changing demographic forces, you’ll learn how basic elements of trust underlie complex choice architecture in investments and impact investing. You’ll also explore payment methodologies and how fintech is emerging as an entrepreneurial solution to both investments and payment systems. By the end of this course, you’ll be able to identify different financial technologies, and understand the dynamic between the innovations and regulations, and employ best practices in developing a fintech strategy for yourself or your business. No prerequisites are required for this course, although a basic understanding of credit cards and other payment methods is helpful....

Top reviews

BB

Feb 11, 2022

Elaborate and easy to understand the basic concepts in Fintech. Both the instructors are very good and explained in a way which is easy to understand.

Looking foward to complete the certification.

RI

May 24, 2020

Nice introductory course to FinTech. However, I do not recommend the course for learners without prior knowledge on financial instruments as the course may become technical from time-to-time.

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476 - 500 of 535 Reviews for FinTech: Foundations, Payments, and Regulations

By Dr G K S

•

Aug 14, 2020

good

By Sriman B

•

Aug 14, 2020

ok

By Stirling R

•

Jan 6, 2022

Many of the slides, and virtually all of the transcripts (which I assume are auto-generated), contain spelling and grammar errors. Both professors tend to show slides that contain a lot of text and then continue to talk while the slide is being displayed. I often had to pause the video to absorb the info on the slide, and sometimes put the video back a few seconds after reading it. For these slides, it would be more helpful to simply read the slide aloud before providing commentary. I would have liked more modules by Sarin and fewer by Geczy (both professors are very knowledgeable, but Sarin's demeanor is more comforting and relatable).

By Ngoc A D

•

May 22, 2021

This course is more relevant to policy makers and academics than from daily user's point of view. Lecturers should have gone more into the practical aspects instead of listing down tons of facts and data that most of us wouldn't really remember.

The payment section should cover the latest payment technologies like e-wallets, QR codes etc. instead of just rushing through the list of technologies. There's also a too extensive focus on the US markets, while actually there's a lot of potential and interesting use cases in developing markets that learners should know about.

By Toản T

•

Sep 29, 2021

The course provides fundamental knowledge about the FinTech. But from my point of view, the big picture of FinTech was not described enough. This course knowledge was developed mainly through the western financial industry while lots of new FinTech business models are being generated and expanding world-wide from Asia (China, India,...) Don't forget that Chinese invented the paper money and now they are re-innovating the future of not only payment but also financial industry. Theses factors could play a very important role in how we shape the regulations.

By Rohit T

•

May 4, 2022

Following points need to be included in the course

1. The Course Material is at least 5 -6 years old . Should be updated based on latest Tech and status.

2. The Course Material talks only of US whether as Other Countires have moved ahead of US in Fintech.

3. Global examples are not covered in this course.

4. Looks like this couse is only for US citizens who dont know the outside world

By Sanjiv P

•

Aug 14, 2022

The material, though relevant, is dated. Also, a more balanced view of regulation would be more appropriate. In general, the fundamental assumption is that FIntech needs to be regulated. The challenge is that in a relatively borderless financial world, created by crypto currency, there is little regulatory influence possible.

By Eduardo A

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Aug 11, 2020

The course is informational. Natasha Sarin is a great presenter, but for some reason she mentions Elizabeth Warren no less than five time during her presentations. There are some typos on the slides, that make me feel like not much attention has been put into the details of the course design.

By ASHANK S

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Jun 7, 2020

The Course offers good insights, though It also throws a lot of data to you.

I would urge the curators of the course to focus more on learning the basics and little on cramming up data. For example, most of the quizzes test your ability to remember data points rather than the concept itself.

By Bayan

•

Sep 3, 2021

I suggest providing the course materials ( sildes) before the video since the speakers are moving fast from a point to another. Having the sildes after finisihing the unit makes me want to go back and study the unit again with the materials in my hand for better understanding.

Thank you,

By Vijay S K

•

Nov 7, 2022

This course is just OK. Very high level information on FIN-TECH, mostly on what it is and regulations around it.

It does not give you the in depth knowledge on neither the technology aspects nor the business aspects that I was expecting out of a UPenn course.

By Binh D

•

Mar 24, 2020

the course is overall knowledge on fintech for beginner. It should be more case study analysis and more visualization in the slide. I felt that the lecturer reads the slide without emotion. I think that wharton school should be better.

By MD. M R S

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May 5, 2020

This course was really interesting and helpful in many ways. Now I have better knowledge about what Fin Tech is and what happens in Fin Tech. The course was really good overall. I really enjoyed it.

By tarun k

•

Apr 11, 2022

A good course to work on the basics of financial regulation, understanding the concept of fintech, regtech and people hisft in behaviour with the increased number of fintech companies.

By Aragon d

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Apr 17, 2020

Interesting. Overly simple: spends too much time on obvious points. Speaks a lot about the financial industry and less about FinTech. I was expecting more Quant.

By sit-elgiel a

•

Aug 30, 2021

The content was rather straight forward (even a tad too easy I'd say). Tests ask data-focused questions, not helpful. Presentation is good and well-delivered

By Madhur B

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Jul 30, 2020

the payments modules and regulations modules were very helpful

however the module 2 was very survey heavy and not sure will be very practically relevant

By Drey K D

•

Aug 29, 2023

Good intro content but course is very outdated, stats and references are almost 5 years old.

It would need to refresher and updates to be more relevant.

By Arun V

•

Feb 6, 2020

The course just about skims the surface of the FinTech industry. What is disappointing is that the 'Technology' aspect of FinTech is not covered here.

By Mohammed Z

•

Jun 22, 2022

Due credit to the lecturers, but would really appreciate latest and relavant data which is crucial to get a better understanding of the subject.

By Martín O

•

Feb 6, 2022

The course is extremely short and basic, which is not an issue if you know that before starting. A bit outdated (data until 2018, examples..)

By Steven I

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Apr 19, 2020

Decent overview, but could go farther into specific priority areas in fintech (virtual assets, adoption in emerging markets, remittances)

By Guillaume G

•

Oct 21, 2021

The module is extensively US-centric whereas FinTech is global and the success of a FinTech company is through economies of scale.

By Hamza K

•

May 30, 2022

Overall Good course with great content. I think the focus shoudl have been focussed more on foundations and less on regulation

By Preston C

•

Aug 7, 2023

It's frustrating to have such outdated information in a course about information that must, by its nature, be up to date.